[MLUG - DISCUSSION] Help finding budgeting & personal software.

["Christian M. Cepel" <EMAIL:PROTECTED>]

I'd like to find good budgeting software out there that someone else has 
had experience with.

It can be Mac or Win, but I would like it to be free and GPL or similar 
if possible.

Several years ago I bought the late Larry Burkett's budgeting & money 
management software called "Money Matters Gold", but hated to say that I 
hated it. ( Crown.org)

I also tried Quicken or QuickBooks Pro a long while ago.  Hated it.

I liked the 'envelope system' used by Money Matters, but it suffered 
from the same stupid drawback Quicken had, namely no good allowance for 
the month to month variances in usage bills like electricity, gas, 
water, etc.  They treated everything as fixed.

I also hated the three day long setup questionnaire where few of the 
questions and answer choices applied to my finances.  It was more 
agonizing by far that Tax or FAFSA forms, and when I was done, I had a 
profile that just didn't work for my situation.

Does anyone know of an open source/GPL software package (preferably that 
they've tried) that would allow budgeting and financial planning without 
the limitations and hassles I've described above.

Many thanks...

P.s., I'd be even happier if it had allowances for charitable 
contributions, non-taxed income that I will have to pay taxes for, and 
perhaps Tithing (though not a rock solid 10%.. it's just not feasible 
right now [Neither is Christmas :( ], and we like to divvy up what we do 
give to different targets like Christian Children's Fund and supporting 
staff for the Rock here on Campus, Open Arms Crisis Pregnancy Center, 
etc).   None of the other programs would let that 'envelope' be split 
into smaller sub-envelopes and then prioritized as ones that HAD to be 
made each month (pledges) and the more 'offering-plate' type of tithing.

Thanks.



--
  //Christian

Christian Marcus Cepel            | And the wrens have returned &
EMAIL:PROTECTED icq:12384980  | are nesting; In the hollow of
371 Crown Point, Columbia, MO     | that oak where his heart once
65203-2202 573.999.2370           | had been; And he lifts up his
Computer Support Specialist, Sr.  | arms in a blessing; For being
University of Missouri - Columbia | born again.    --Rich Mullins

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