RE: [MLUG - DISCUSSION] Off topic - Check cashing cards

["Ross, Matt" <EMAIL:PROTECTED>]

> > > How do they know when you "realised" that you lost the card?
> > 
> > When you call in your card as stolen, you state at what 
> time you think it
> > was stolen, and that point is when you "realized" it was 
> stolen, and also is
> > the point which divides the legal transactions (those by 
> you) from the
> > illegal (those by thief).  
> 
> I had a friend who suffered from a stolen (credit) card once, and it 
> was in that very easy to spot when the bogus charges started coming 
> in since they were all from out of state and/or pone orders for 
> things very unlike what had previously been charged.

That's usually the case.  "realised" is the wrong word for it, but that's
why we put it in quotes.

Another note while we're on the subject.  My parents used to use Visa, till
they discovered a string of 900 # phone bills made on payphones in Texas.
We could prove that the card was in Missouri the whole time, along with all
people authorized to use it, but Visa still required us to pay.  Needless to
say, I suggest avoiding Visa, and reading the fine print.  Visa's fine print
basically said they don't care who charged it, we own the card, and any
charges made up to a week after we cancel the card are our repsonsibility.
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