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> Oops, also I forgot to mention that there is still a
> difference. The Visa
> version uses the credit card network, the ATM version goes through a
> different network (I'm assuming that it is the same or similar to ATM
> networks?). The cards that are combined allow you to choose
> which type of
> transaction you want to process it as.
Basically, they let you chose to sign or use PIN. Signature goes through
the credit card network at a decent cost, PIN goes through the Debit network
for less.
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